August 25 | Live Online

Business owner making $350k+? Join me for Multiplier Method Live and find where money is being lost, trapped, or left unprotected.

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The Multiplier Brief

They call it 1%.
The math calls it a quarter of your wealth.

$100 a month. 40 years. Real S&P 500 returns. Pick any 40-year stretch of actual market history below. The ups and downs change. The fee’s damage doesn’t.

Six real 40-year windows. Same $100/month, same index, different eras. Best single year and worst single year shown in the stats.
Without the fee
$0
With the 1% fee
$0
Advisor collected
$0
True cost (fees + lost growth)
$0
Best yr / worst yr
0%

Two accounts. One difference.

Same contributions, same real market returns. The only variable is the 1% annual fee.
No fee With 1% fee

The ride you signed up for

Actual S&P 500 annual total returns in this window. Nobody knows the order in advance. The fee gets paid in every one of these years, up or down.

After 40 years: the payback clock

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Years of investing to reach $1,000,000 with the fee at $100/month on this era’s actual returns. The fee alone adds roughly 2 to 3 extra working years to the same milestone.

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Years of retirement withdrawals to match the advisor’s collected checks. Client draws 4% a year, advisor keeps charging 1%. This counts only the dollars the advisor invoiced.

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Years to match what the fee cost you. Fees plus the compounding those fees never earned. This is the honest price tag, and it takes over a decade of 4% withdrawals to claw back.